2005 House Bill 4904 ↩

House Roll Call 641: Passed

To rewrite the provisions that govern the coordination of coverage between personal injury protection (PIP) benefits available under no-fault automobile insurance and other health and medical coverages. (This refers to the unlimited bodily injury benefits required by the no-fault insurance law.) Insurance companies would have offer a policy that makes PIP benefits secondary to other health and accident coverage on the insured individuals (and which presumably costs less.) They could also offer policies that make the PIP primary. In cases where neither of the above applied, the PIP insurance policies will be considered “secondary” to any other health and accident insurance policies (meaning those policies pay first).