To greatly increase the level of borrowing from the state that school districts and local governments can use to cover “deficit spending” that exceeds their current revenues. Specifically, under House Bills 5566 to 5570, a $5 million annual cap on this state lending would increase to $85 million each year through 2018, and the maximum amount per loan would increase from $3 million to $20 million. Short term, this would primarily authorize state money for the Benton Harbor, Muskegon Heights, Highland Park and Pontiac school districts.