2018 Senate Bill 787

Revise auto insurance medical benefit mandate on seniors

Introduced in the Senate

Jan. 25, 2018

Introduced by Sen. Rick Jones (R-24)

To exempt a person age 65 or above from having to buy the unlimited personal injury protection (PIP) coverage mandated by the state’s no fault auto insurance law. Specifically, these individuals could buy either unlimited injury coverage or a policy that caps medical coverage at $50,000, with injury expenses above that amount covered by the individual's Medicare and related coverage.

Referred to the Committee on Insurance

June 7, 2018

Reported without amendment

With the recommendation that the substitute (S-4) be adopted and that the bill then pass.

Amendment offered by Sen. David Knezek (D-5)

To tie-bar the bill to Senate Bills 972 and 1014, meaning this bill cannot become law unless those ones do also. Those bills would restrict insurers from including non-driving factors in setting insurance premium prices.

The amendment failed 9 to 27 (details)

Amendment offered by Sen. Jim Ananich (D-27)

To mandate that the alternative coverage proposed by the bill be at least 10 percent cheaper than the cost of the standard unlimited medical benefits coverage.

The amendment failed 17 to 19 (details)

Amendment offered by Sen. Curtis Hertel (D-23)

To require auto insurance buyers who qualify for the capped coverage to affirm this choice rather than make this option the automatic default.

The amendment passed by voice vote

Passed in the Senate 23 to 13 (details)

Received in the House

June 7, 2018

Referred to the Committee on Insurance