2011 House Bill 4593 / 2012 Public Act 205

Restrict insurance company use of consumer credit scores

Introduced in the House

April 28, 2011

Introduced by Rep. Ben Glardon (R-85)

To hold insurance agents harmless if an insurance company violates the restrictions on the use of credit scores proposed by House Bills 4594 to 4596.

Referred to the Committee on Insurance

Sept. 15, 2011

Reported without amendment

With the recommendation that the substitute (H-1) be adopted and that the bill then pass.

Oct. 12, 2011

Substitute offered

To replace the previous version of the bill with one that revises details but does not change the substance as previously described.

The substitute passed by voice vote

Amendment offered by Rep. Lisa Howze (D-2)

To clarify a definition proposed by the bill.

The amendment passed by voice vote

Oct. 13, 2011

Passed in the House 103 to 5 (details)

Received in the Senate

Oct. 18, 2011

Referred to the Committee on Insurance

March 8, 2012

Reported without amendment

With the recommendation that the substitute (S-1) be adopted and that the bill then pass.

May 1, 2012

Substitute offered

The substitute passed by voice vote

May 2, 2012

Passed in the Senate 36 to 1 (details)

To hold insurance agents harmless if an insurance company violates the restrictions on the use of credit scores proposed by House Bills 4594 to 4596.

Received in the House

May 3, 2012

June 7, 2012

Amendment offered by Rep. Paul Opsommer (R-93)

To revise the "tie-bars" linking passage of this bill to others that contain related provisions.

The amendment passed by voice vote

Passed in the House 103 to 5 (details)

To hold insurance agents harmless if an insurance company violates the restrictions on the use of credit scores proposed by House Bills 4594 to 4596.

Received in the Senate

June 12, 2012

June 14, 2012

Passed in the Senate 37 to 1 (details)

To concur with the House-passed version of the bill.

Signed by Gov. Rick Snyder

June 26, 2012