2010 House Bill 5821 / Public Act 323

Prohibit charges to withdraw payroll debit card money

Introduced in the House

Feb. 16, 2010

Introduced by Rep. Dan Scripps (D-101)

To require that if an employer pays workers with a payroll debit card the card must allow workers to make at least one withdrawal or transfer of all the funds per pay period without charge.

Referred to the Committee on Banking and Financial Services

May 6, 2010

Reported without amendment

With the recommendation that the substitute (H-1) be adopted and that the bill then pass.

July 1, 2010

Substitute offered

The substitute failed by voice vote

Substitute offered by Rep. Dan Scripps (D-101)

To replace the previous version of the bill with one that also would require payroll debit card issuers to give 21-day notice of any fee or terms changes, allow an unlimited number of free balance inquiries, and not link the card to any form of credit, including a loan or cash advance against future pay.

The substitute passed by voice vote

Amendment offered by Rep. David Nathan (D-11)

The amendment passed by voice vote

Passed in the House 104 to 2 (details)

Received in the Senate

July 21, 2010

Referred to the Committee on Banking and Financial Institutions

Aug. 19, 2010

Reported without amendment

With the recommendation that the bill pass.

Dec. 3, 2010

Substitute offered

To require that the same federal law garnishment provisions that apply to money in the employer's regular payroll account also apply to money in the debit card account.

The substitute passed by voice vote

Passed in the Senate 33 to 0 (details)

To require that if an employer pays workers with a payroll debit card the card must allow workers to make at least one withdrawal or transfer of all the funds per pay period without charge.

Received in the House

Dec. 3, 2010

Passed in the House 81 to 14 (details)

To concur with the Senate-passed version of the bill.

Signed by Gov. Jennifer Granholm

Dec. 21, 2010